Reality TV watcher | Economist | Lounge Lizard | craigorama.com http://craigorama.com Craigorama - a place where I muse on just about anything Sun, 07 Mar 2010 16:57:31 +0000 en hourly 1 US sees a 28% increase in bank failures through the end of February 2010 http://craigorama.com/2010/03/us-sees-a-28-increase-in-bank-failures-through-the-end-of-february-2010/ http://craigorama.com/2010/03/us-sees-a-28-increase-in-bank-failures-through-the-end-of-february-2010/#comments Sun, 07 Mar 2010 16:48:14 +0000 Craig http://craigorama.com/?p=286

Many recent reports about the US economy seem to suggest things are getting better. However, through the end of February, the US saw a 28% increase in bank failures when compared to the same period a year ago. During February 2009, 10 US banks failed while during February 2010, only seven banks failed.

According to the FDIC.com website, the expected losses for the failed banks total more than $1.1 billion.

Number of failed banks by state through February 28, 2010.

  • WA 4
  • FL 3
  • MN 3
  • CA 2
  • GA 2
  • IL 2
  • MO 1
  • NM 1
  • NV 1
  • OR 1
  • TX 1
  • UT 1
  • 2010 Total 22

Source: FDIC.com

Failed banks in February 2010 – sorted by estimated losses.

  • $882 La Jolla Bank, FSB La Jolla CA
  • $141 George Washington Savings Bank Orland Park IL
  • $95 Rainier Pacific Bank Tacoma WA
  • $38 Marco Community Bank Marco Island FL
  • $8 Carson River Community Bank Carson City NV
  • $4 The La Coste National Bank La Coste TX
  • $3 1st American State Bank of Minnesota Hancock MN

Source: FDIC.com

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]]> http://craigorama.com/2010/03/us-sees-a-28-increase-in-bank-failures-through-the-end-of-february-2010/feed/ 0 The Ruby Tonic – a refreshing cocktail recipe with CHARBAY Ruby Red Vodka http://craigorama.com/2010/02/the-ruby-tonic-a-refreshing-cocktail-recipe-with-charbay-ruby-red-vodka/ http://craigorama.com/2010/02/the-ruby-tonic-a-refreshing-cocktail-recipe-with-charbay-ruby-red-vodka/#comments Thu, 18 Feb 2010 01:08:50 +0000 Craig http://craigorama.com/?p=279 Rather than stick with the tried-and-true, I ventured into the lounge lizard experimental mode and came up with a Ruby Tonic. I’m sure this isn’t totally original, but hey, I came up with this without looking at a recipe so I get to name it right?

Take a rocks glass and fill it about half to three quarters full of crushed ice.
At about 3 ounces of CHARBAY Ruby Red Vodka. Add generous splash of grenadine. Finally — top with tonic water — stir and enjoy.

Garnish with a grapefruit slice… I didn’t have one at the ready, but if I did that’s what I’d be using.

You may want to add a little extra grenadine to soften the bite of a grapefruit flavored vodka.

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]]> http://craigorama.com/2010/02/the-ruby-tonic-a-refreshing-cocktail-recipe-with-charbay-ruby-red-vodka/feed/ 1 Even the fish are full of winter http://craigorama.com/2010/02/even-the-fish-are-full-of-winter/ http://craigorama.com/2010/02/even-the-fish-are-full-of-winter/#comments Tue, 16 Feb 2010 01:44:22 +0000 Craig http://craigorama.com/?p=260 Since the gym was closed, I thought my workout tonight would be shoveling snow. Other than a few chirping birds and a stumbling drunk who remarked, “damn… those are some mighty clean walks bro,” the neighborhood was pretty quiet. Taking advantage of the magic hour lighting, I snapped a few photos around the neighborhood.

It was interesting to find a downspout, shaped like a fish, that was about as full of winter as I am.

Here are a few photos I took while walking in the neighborhood.

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]]> http://craigorama.com/2010/02/even-the-fish-are-full-of-winter/feed/ 0 15 banks failed in January — estimated losses to be more than $4.2 billion http://craigorama.com/2010/01/15-banks-failed-in-january-estimated-losses-to-be-more-than-4-2-billion/ http://craigorama.com/2010/01/15-banks-failed-in-january-estimated-losses-to-be-more-than-4-2-billion/#comments Sat, 30 Jan 2010 15:30:01 +0000 Craig http://craigorama.com/?p=253 2010 Bank FailuresSadly, 2010 looks to be another banner year for bank failures. During the month of January, 15 banks failed in 10 states. The FDIC, entered into loss sharing arrangements or estimates its losses to the insurance fund to be more than $4.2 billion. While the loan sharing arrangements are not direct losses these values represent the potential loss to the partners and the insurance fund.

The following is a list of failed banks for January.

in Millions Name of Bank City State
$828 Community Bank and Trust Cornelia GA
$825 First Regional Bank Los Angeles CA
$539 Horizon Bank Bellingham WA
$380 Evergreen Bank Seattle WA
$353 Florida Community Bank Immokalee FL
$271 Barnes Banking Company Kaysville UT
$260 First National Bank of Georgia Carrollton GA
$255 American Marine Bank Bainbridge Island WA
$202 Charter Bank Santa Fe NM
$173 Columbia River Bank The Dalles OR
$85 Premier American Bank Miami FL
$24 Marshall Bank, N.A. Hallock MN
$18 Town Community Bank & Trust Antioch IL
$8 Bank of Leeton Leeton MO
$7 St. Stephen State Bank St. Stephen MN

Source: FDIC.gov website – Accessed January 30, 2010.

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]]> http://craigorama.com/2010/01/15-banks-failed-in-january-estimated-losses-to-be-more-than-4-2-billion/feed/ 0 2009 the year of the bank failures. Visualization of US bank failures 2000-2009 http://craigorama.com/2010/01/2009-the-year-of-the-bank-failures-visualization-of-us-bank-failures-2000-2009/ http://craigorama.com/2010/01/2009-the-year-of-the-bank-failures-visualization-of-us-bank-failures-2000-2009/#comments Fri, 01 Jan 2010 23:50:56 +0000 Craig http://craigorama.com/?p=221 2009 will go down in the record books for many things – bank failures included. During the year 140 banks failed setting a record since the 1930s. It appears that the record number of bank failures was recorded in 1989 at 531 bank failures.

State Number of Banks Closed % of Total
Georgia 25 17.86%
Illinois 21 15.00%
California 17 12.14%
Florida 14 10.00%
Minnesota 6 4.29%

Eighteen states made it through the year without a single bank failure. These states include:

Alaska, Arkansas, Connecticut, Delaware, Hawaii, Louisiana, Maine, Massachusetts, Mississippi, Montana, New Hampshire, New Mexico, North Dakota, Rhode Island, South Carolina, Tennessee, Vermont and West Virginia.

With the help of Google docs – here’s a visualization of bank failures by state since 2000

Data FDIC.com – Retrieved January, 2010

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]]> http://craigorama.com/2010/01/2009-the-year-of-the-bank-failures-visualization-of-us-bank-failures-2000-2009/feed/ 0 What the Dog Saw: And Other Adventures by Malcolm Gladwell http://craigorama.com/2009/11/what-the-dog-saw-and-other-adventures-by-malcolm-gladwell/ http://craigorama.com/2009/11/what-the-dog-saw-and-other-adventures-by-malcolm-gladwell/#comments Sun, 29 Nov 2009 15:39:26 +0000 Craig http://craigorama.com/?p=206 What the Dog Saw: And Other Adventures (Hardcover)

~ Malcolm Gladwell (Author)

I don’t have too many favorite authors – so when I find one that I like, I tend to become attached to everything they write. Gladwell has a way of connecting the less than obvious view of the world into something greater and with more meaning. I’ve added this book to my holiday gift list!

by Malcolm Gladwell

by Malcolm Gladwell

  • Hardcover: 432 pages
  • Publisher: Little, Brown and Company; 1 edition (October 20, 2009)
  • Language: English
  • ISBN-10: 0316075841
  • ISBN-13: 978-0316075848
  • Product Dimensions: 8 x 5.8 x 1.4 inches

GREAT PRAISE FOR WHAT THE DOG SAW:

“[Malcolm Gladwell] is one of the brightest stars in the media firmament…Gladwell’s clear prose and knack for upending conventional wisdom across the social sciences have made The Tipping Point, Blink and Outliers, as well as his lengthy magazine features on topics ranging from cool-hunting to ketchup, into must reads.” (Time.com Alex Altman )

“This evidence of a Gladwell effect helps to predict something larger: that Mr. Gladwell’s new book will be as successful as his first three…This book full of short conversation pieces is a collection that plays to the author’s strengths. It underscores his way of finding suitably quirky subjects (the history of women’s hair-dye advertisements; the secret of Heinz’s unbeatable ketchup; even the effects of women’s changing career patterns on the number of menstrual periods they experience in their lifetimes) and using each as gateway to some larger meaning.” (New York Times Janet Maslin )

“Gladwell is a writer of many gifts. His nose for the untold back story will have readers repeatedly muttering, “Gee, that’s interesting!” He avoids shopworn topics, easy moralization and conventional wisdom, encouraging his readers to think again and think different…Some chapters are masterpieces in the art of the essay.” (The New York Times Book Review Steven Pinker )

“Uniformly delightful…Malcolm Gladwell can write engrossingly about just about anything…His witty, probing articles are as essential to David Remnick’s New Yorker as those of Wolcott Gibbs and A.J. Liebling were to Harold Ross’s…Gladwell has a gift for capturing personalities, a Borscht Belt comic’s feel for timing and a bent for counterintuitive thinking. He loves to start a piece by settling you onto a cushion of received ideas, then yanking it out from under you.”- (Bloomberg News Craig Seligman )

“Malcolm Gladwell triumphantly returns to his roots with this collections of his great works from The New Yorker Magazine….Do yourself a favor and curl up with What the Dog Saw this week: It is more entertaining and edifying than should be legal for any book.” (Louisville Courier-Journal Scott Coffman )

“In What the Dog Saw, Malcolm Gladwell leads the reader on delightful side excursions, shows with insightful conversation how one path interweaves with another, and suggests meaning-he is, in short, an interpretative naturalist of American culture.” (The Oregonian Alice Evans )

What The Dog Saw

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]]> http://craigorama.com/2009/11/what-the-dog-saw-and-other-adventures-by-malcolm-gladwell/feed/ 0 A glimpse into the world of design at Apple with Jonathan Ive http://craigorama.com/2009/11/a-glimpse-into-the-world-of-design-at-apple-with-jonathan-ive/ http://craigorama.com/2009/11/a-glimpse-into-the-world-of-design-at-apple-with-jonathan-ive/#comments Sat, 07 Nov 2009 12:14:35 +0000 Craig http://craigorama.com/?p=202 Ever wonder what makes Apple tick? Sure, it’s Steve Jobs, but it’s also a ton of other people including Jonathan Ive.

Thinking about my next career move, I find short clips like the one below to be inspiring. I’m glad I’m not the only one asking the why, why, why questions! I just wish I could translate my whys into products and actionable ideas. Someday!

The clip is from a recently released documentary called Objectified by Gary Hustwit. I look forward to adding to the Netflix queue.


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]]> http://craigorama.com/2009/11/a-glimpse-into-the-world-of-design-at-apple-with-jonathan-ive/feed/ 0 “The wonderful world of dog massage” taking petting a little too far http://craigorama.com/2009/11/the-wonderful-world-of-dog-massage-taking-petting-a-little-too-far/ http://craigorama.com/2009/11/the-wonderful-world-of-dog-massage-taking-petting-a-little-too-far/#comments Wed, 04 Nov 2009 23:45:41 +0000 Craig http://craigorama.com/?p=196 “Welcome to the wonderful world of dog massage.”

If this lady wasn’t quite so serious in this video, I’d have to wonder if it were true. Be sure to get to the end of the video when the instructor tells you how to sing and pet your dog at the same time…


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]]> http://craigorama.com/2009/11/the-wonderful-world-of-dog-massage-taking-petting-a-little-too-far/feed/ 0 Local 127 – Cincinnati foodie’s have a new hangout that supports the local food movement.! http://craigorama.com/2009/10/local-127-a-new-cincinnati-foodie-hangout-that-supports-the-local-food-movement/ http://craigorama.com/2009/10/local-127-a-new-cincinnati-foodie-hangout-that-supports-the-local-food-movement/#comments Sat, 31 Oct 2009 21:01:53 +0000 Craig http://craigorama.com/?p=169 I’ve found my new favorite restaurant – Local 127 in downtown Cincinnati. A few weeks back we happened to stumble into the newly opened restaurant and wow what a find.

The Cincinnati Business Journal reported that the Steven Geddes, who has worked at Aureole in Las Vegas and with Wolfgang Puck, serves as the chef. The front of the house guy is Craig Nuncio and is experienced at making guests into friends.

The restaurant’s mission is so focus on using local ingredients to the fullest and to make the experience one based on gastronomy rather than just eating out. In my opinion, they succeeded on all fronts.

The chef made his way to our table not once, but two or three times to check on our experience. The front of the house dude, came by regularly to be sure we were having an enjoyable experience.

Our server was a little green and a number of questions yielded less than flattering results – but the visits by the chef and co. more than made up for any shortcomings by the server.

In an unusual twist, the menu listed the names of the companies that supplies the ingredients for the restaurant. How’s that for transparency.

At the bar, a conversation was taking place about ham auctions and $1,500 hams. Where else are you going to hear a conversation like that in the tri-state area?

Also, be sure to checkout their great selections of bourbon. One of the best I’ve run across on the north side of the Ohio River!

If you’re a foodie looking for a great experience, I highly recommend Local 127.

Local 127 Cincinnati

Local 127 Cincinnati

Local 127 Cincinnati Local 127 Cincinnati Local 127 - Large Plates

Local 127
127 W. Fourth Street
Cincinnati, OH 45202
http://www.mylocal127.com/
Craig Nuncio (513) 721-1345

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]]> http://craigorama.com/2009/10/local-127-a-new-cincinnati-foodie-hangout-that-supports-the-local-food-movement/feed/ 0 9 More banks fail on bank failure Friday. The 2009 total now stands at 115 failed banks. http://craigorama.com/2009/10/9-more-banks-fail-on-failfriday-2009-total-now-stands-at-115-failed-banks/ http://craigorama.com/2009/10/9-more-banks-fail-on-failfriday-2009-total-now-stands-at-115-failed-banks/#comments Sat, 31 Oct 2009 10:17:17 +0000 Craig http://craigorama.com/?p=179 The addition of 9 more failed banks brings the 2009 total to 115. October 30th’s failure was a single day record for 2009. The pace of bank failures appears to increasing as the recovery begins.

October 30, 2009 Bank Failues

  • North Houston Bank Houston, TX
  • Madisonville State Bank Madisonville, TX
  • Citizens National Bank Teague, TX
  • Park National Bank Chicago, IL
  • Pacific National Bank San Francisco, CA
  • California National Bank Los Angeles, CA
  • San Diego National Bank San Diego, CA
  • Community Bank of Lemont Lemont, IL
  • Bank USA, N.A. Phoenix, AZ

– Source: FDIC.com

All failed banks have been taken over by U.S. Bank.

More banks fail

More banks fail


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]]> http://craigorama.com/2009/10/9-more-banks-fail-on-failfriday-2009-total-now-stands-at-115-failed-banks/feed/ 0